Making decisions about money can be hard. Sometimes you must sacrifice what you want now for what you really need in the future. Sometimes the best choice will mean several months of tight budgeting. And if you need money for emergencies, your spending priorities might change, making it hard to focus on your goals.
There’s rarely a perfect solution at any given moment. And when you can’t count on a steady income stream, making decisions about money can be even harder. All you can do is make the best decision you can with the information you have at the time.
A means to help you buy now and pay later, or solve your financial problems immediately is credit. But before using this financial tool, you need to learn all about it so you can make the best and smartest choice.